Privacy Policy

Article 1 (Purpose)

ChartIQ ("Company") values the personal information of users of the Saju Cat service ("Service") and complies with applicable privacy laws and regulations. This Privacy Policy outlines matters related to the collection, use, provision, and protection of personal information in connection with the Service.

Article 2 (Personal Information Collected)

The Company collects the following personal information to provide the Service.

Article 3 (Methods of Collection)

The Company collects personal information through the following methods.

• Direct input by users during registration and service use
• Consent through social login (Google, Apple)
• Information automatically generated during service use

Article 4 (Purpose of Use)

Collected personal information is used for the following purposes.

• Member management: Service provision, identity verification, fraud prevention
• Service provision: Fortune analysis, personalized content delivery
• Payment processing: Credit purchases, payment and refund processing
• Service improvement: Usage statistics, new service development

Article 5 (Retention Period)

The Company promptly destroys personal information once the purpose of collection has been fulfilled. However, information may be retained as required by law:

Article 6 (Disclosure to Third Parties)

The Company does not provide personal information to external parties as a general rule. Exceptions include:

• When the user has given prior consent
• When required by law or requested by investigative agencies following legal procedures

Article 7 (Outsourcing of Processing)

The Company outsources personal information processing as follows for service improvement.

Article 8 (User Rights)

Users may view or modify their registered personal information at any time and request deletion of personal information through account deletion.

• View/modify personal information: Self-service on My Page
• Account deletion: Self-service on My Page or customer center inquiry
• Withdrawal of consent: Request through customer center

Article 9 (Use of Cookies)

The Company uses cookies to provide personalized services to users. Users may refuse cookie storage through web browser settings; however, some service features may not work properly.

Article 10 (Security Measures)

The Company takes the following measures to ensure the security of personal information.

• Encryption of personal information
• Technical measures against hacking
• Minimization and training of personnel handling personal information
• Establishment and implementation of internal management plans for personal information protection

Article 11 (Privacy Officer)

The Company designates a privacy officer responsible for overseeing personal information processing and handling user complaints and remedies.

Article 12 (Remedies for Rights Infringement)

Users may contact the following organizations for dispute resolution or consultation regarding personal information infringement.

Article 13 (Changes to Privacy Policy)

This Privacy Policy is effective from the date of implementation. Any additions, deletions, or corrections to the policy will be announced through notices at least 7 days before taking effect.

Addendum

This Privacy Policy is effective from January 20, 2026.